2012 One-year Top Performing Direct Plans Q3

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2012 for Direct-sold 529 plans. One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ): Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 11 Virginia Virginia Education Savings Trust (VEST) 40.38 12 Florida Florida College Investment Plan 43.12 13 Ohio Ohio CollegeAdvantage 529 Savings Plan 45.18 14 Pennsylvania Pennsylvania 529 Investment Plan 45.59 15 Nebraska TD Ameritrade 529 College Savings Plan 46.40 16 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 46.97 17 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 47.04 18 Colorado Direct Portfolio College Savings Plan 47.46 19 Hawaii Hawaii's College Savings Program 47.69 20 Minnesota Minnesota College Savings Plan 47.81 21 Georgia Path2College 529 Plan 48.98 22 Alabama College Counts 529 Fund (Direct-sold) 49.08 23 Utah Utah Educational Savings Plan (UESP) Trust 49.95 24 Nevada The Vanguard 529 Savings Plan 50.17 25 Iowa College Savings Iowa 50.53 26 Louisiana START Saving Program 51.89 27 New Mexico The Education Plan's College Savings Program (Direct-sold) 52.52 28 Oregon Oregon College Savings Plan 53.08 29 Vermont Vermont Higher Education Investment Plan 53.72 30 Illinois Bright Start College Savings Program -- Direct-sold Plan 53.79 31 Nevada USAA 529 College Savings Plan 53.86 32 Kansas Schwab 529 College Savings Plan 54.11 33 Kentucky Kentucky Education Savings Plan Trust 55.06 34 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 55.65 35 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 55.70 36 New Jersey NJBEST 529 College Savings Plan 57.52 37 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 58.07 38 West Virginia SMART529 Select 60.42 39 Arkansas GIFT College Investing Plan 60.50 40 Connecticut Connecticut Higher Education Trust (CHET) 60.72 41 Idaho Idaho College Savings Program (IDeal) 61.09 42 North Dakota College SAVE 61.64 43 Texas Texas College Savings Plan 63.42 44 New Hampshire UNIQUE College Investing Plan 64.25 45 Massachusetts U.Fund College Investing Plan 64.71 46 Arizona Fidelity Arizona College Savings Plan 65.00 47 Montana Montana Family Education Savings Program Investment Plan 65.38 48 Delaware Delaware College Investment Plan 65.76 49 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 71.15 - California The ScholarShare College Savings Plan NA - Mississippi Mississippi Affordable College Savings (MACS) Program NA - Nevada SSgA Upromise College Fund NA - North Carolina National College Savings Program NA - Tennessee TNStars College Savings 529 Program NA - Wisconsin Edvest College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: JFH Innovative, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of September 30, 2012 for Direct-sold 529 plans. One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ): Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 11 Virginia Virginia Education Savings Trust (VEST) 40.38 12 Florida Florida College Investment Plan 43.12 13 Ohio Ohio CollegeAdvantage 529 Savings Plan 45.18 14 Pennsylvania Pennsylvania 529 Investment Plan 45.59 15 Nebraska TD Ameritrade 529 College Savings Plan 46.40 16 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 46.97 17 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 47.04 18 Colorado Direct Portfolio College Savings Plan 47.46 19 Hawaii Hawaii's College Savings Program 47.69 20 Minnesota Minnesota College Savings Plan 47.81 21 Georgia Path2College 529 Plan 48.98 22 Alabama College Counts 529 Fund (Direct-sold) 49.08 23 Utah Utah Educational Savings Plan (UESP) Trust 49.95 24 Nevada The Vanguard 529 Savings Plan 50.17 25 Iowa College Savings Iowa 50.53 26 Louisiana START Saving Program 51.89 27 New Mexico The Education Plan's College Savings Program (Direct-sold) 52.52 28 Oregon Oregon College Savings Plan 53.08 29 Vermont Vermont Higher Education Investment Plan 53.72 30 Illinois Bright Start College Savings Program -- Direct-sold Plan 53.79 31 Nevada USAA 529 College Savings Plan 53.86 32 Kansas Schwab 529 College Savings Plan 54.11 33 Kentucky Kentucky Education Savings Plan Trust 55.06 34 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 55.65 35 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 55.70 36 New Jersey NJBEST 529 College Savings Plan 57.52 37 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 58.07 38 West Virginia SMART529 Select 60.42 39 Arkansas GIFT College Investing Plan 60.50 40 Connecticut Connecticut Higher Education Trust (CHET) 60.72 41 Idaho Idaho College Savings Program (IDeal) 61.09 42 North Dakota College SAVE 61.64 43 Texas Texas College Savings Plan 63.42 44 New Hampshire UNIQUE College Investing Plan 64.25 45 Massachusetts U.Fund College Investing Plan 64.71 46 Arizona Fidelity Arizona College Savings Plan 65.00 47 Montana Montana Family Education Savings Program Investment Plan 65.38 48 Delaware Delaware College Investment Plan 65.76 49 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 71.15 - California The ScholarShare College Savings Plan NA - Mississippi Mississippi Affordable College Savings (MACS) Program NA - Nevada SSgA Upromise College Fund NA - North Carolina National College Savings Program NA - Tennessee TNStars College Savings 529 Program NA - Wisconsin Edvest College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: JFH Innovative, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.